5 Signs That You Should Change Your Car Insurance Company

Car Insurance Companies In Trinidad

Hey Trinis! Are you searching to Change my insurance company. Do you know when the time is right to start shopping around for a new car insurance company?

Below is what we think are the most important warning signs.

If you are experiencing higher rates year after year, but still receiving the same level of benefits this is a clear sign it’s time to Change my insurance company! There are some insurance companies that do not reward customers with additional benefits of being loyal to their company from a long time. So, if you have a long term relationship with your insurance provider and your auto insurance rates are escalating each year or there are no loyalty rewards, discounts or extra special offers – then this is the most significant sign to look for a new insurance company.

Customer support is hugely important in insurance. If you are not getting it, this can be an early warning sign that it’s time to shift. In this day and age, waiting 30 minutes on the phone to file a claim or get an answer on a question is simply unacceptable. If you are experiencing this, it’s time to start shopping around.

Ok! This one might sound weird but listen up it’s important. Each insurer assesses risk differently. Be it age, marital status or occupation, insurance can tag you or penalise you for a changing “risk profile”. This means insurers will price your car insurance differently.

If you move to a different address, add a young driver to your policy, or get a new job that requires you to drive more (or less), then it is in your best interest to obtain quotes from other car insurance providers. You may be able to save a significant amount of money, as your current insurer may well be giving you the most uncompetitive rate on the market.

One of the biggest warning signs with an insurance provider is if filing a claim appears to be a nightmare. If filing any claim with your present insurer doesn’t result in expected outcome then it is time to start looking around or taking to professionals to help you. You buy insurance so that you can get paid when it’s time to file a claim. If your insurer is making this hard, use our simple advice and start exploring other options.

A change in auto insurance companies does not always have to be prompted by something the company does or does not do for you as a customer. The biggest reason to shop around for car insurance is that you got a new car! Your car has a massive impact on car insurance premium. Just sticking with your old insurer when you switch vehicles is never wise. You can and most likely will end up overpaying or not getting extra benefits that you may be entitled to.

Almost every day, you see or hear advertisements that urge you to purchase car insurance. Whether or not you believe what you see in the ads; shopping around is extremely important.

If any (or all) of these signs apply to your current insurance experience then it’s time to switch your car insurance to save money and time. You can start exploring and obtain real time and competitive quotes instantly at Shyft.tt, the only real customer-focused insurance comparison website in T&T!